“Mortgage Experience is a mortgage broker that specialises in taking the pain out of the mortgage process. Whether you are buying a new home, a first time buyer or just want to get a better rate than you are currently on then we can help.

  • Your home may be repossessed if you do not keep up repayments on your mortgage”

    Excellent advice on Help to buy schemes

    Help to Buy is a government-backed initiative aimed at helping people buy a home. It will help both first time buyers and existing home owners purchase a home with as little as 5% deposit. There are two ways to purchase a property up to the value of £600,000 using Help to Buy:

    • Equity loan (HTB1) – available on new build properties only, using a government equity loan of up to 20% of the purchase price plus a traditional mortgage.
    • Mortgage guarantee (HTB2) – available on both pre-owned and new build properties with a standard mortgage of up to 95% of the purchase price.

    Professional advice for Home Movers

    • Excellent moving home deals
    • Home & office visits at your convenience
    • No hassle as Mortgage Experience research and recommend the very best mortgage deals
    • Mortgage Experience make sure your sale & purchase runs smoothly

    Personal Service for First Time Buyers

    • Home & Office visits at your convenience
    • Mortgage Experience makes the process straightforward for first time mortgage buyers
    • Specialist first time buyer mortgages
    • Mortgage Experience compares the whole of the mortgage market

    Specialist advice on Buy to Let Mortgages

    • Re-mortgage for capital raising to either purchase new properties or Improvement’s to your current Buy To Let
    • No/low incomes requirements available
    • Mortgage’s above commercial premises
    • HMO’s up to 8 bed rooms

    Tailored Re- mortgage solution’s

    • Free valuation & Legal service
    • 2,3,5 and 10 fixed deals
    • You may have to pay an early repayment charge to your existing lender if you re-mortgage
    • No upfront costs on specific products
    • Individual tailored service for your own needs from start to finish

    Tailored solutions for your personal Financial Protection needs

    • Life Insurance
    • Critical Illness
    • Income Protection
    • Accident, Sickness and unemployment cover
    • Private Medical Insurance
    • Buildings & Contents Insurance including Buy To lets
    • As with all insurance polices, conditions and exclusion will apply
  • Mortgage Experience Limited is an appointed representative of HL Partnership Limited, which is authorised and regulated by the Financial Conduct Authority.